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Terms and Conditions, Fees and Charges and lending criteria apply. Rates effective Monday 19th December 2011. *Comparison rate based on a loan of $150,000 over 25 years with monthly repayments. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Rates are current at the time of publication and are subject to change. Visit www.adcu.com.au/dhoas for more details. ^Application fee of up to $400 waived for applications lodged before 30 March 2012. Australian Defence Credit Union Limited ABN 48 087 649 741 AFSL No. 237 988, Australian credit licence number 237 988.


